A recent study by the Life Insurance Marketing and Research Association (LIMRA) ("U.S. Individual Life Insurance Sales Trends - First Quarter 2009")showed that in 2009 sales of insurance increased at Fraternal Benefit Societies while they declined at commercial insurance companies.  They concluded that this is because Fraternal Benefit Societies engender a greater level of trust than their commercial couterparts.  The HRFA is not only a Fraternal Society, but we are a faith-based cultural intituition that puts the health of the community before commercial interests.  You can count on the HRFA to give you the product that is right for you in an unbiased way.  

There are two great ways to get any kind of insurance you need with the HRFA.  You can use our online portal by clicking on any of the types of insurance below and either getting a quote or buying right on line.  If you are looking for more personal advice or service, visit one of our partner brokerages or call the Home Office to have a broker contact you.

Online Insurance Portal

Partner Brokerages